Dear Agony Aunt

 

I am hoping you can help with some financial advice.

I have been living from paycheck to paycheck more and more since Christmas when I overspent.

In the last couple of months I have started using a Payday loan service.

This payday loan shop takes checks from me in the middle of the month and promises not to cash the check till payday.

This seemed great the first month , by using the payday loan I could stretch my money out , but when payday came along and they took their money back it left me short for that month.

 

Now I am going to the payday loan service earlier and earlier every month..

 

How do I get out of this financial mess?

"Short of money"


Dear Short of money
Have you actually thought about how much these payday loans are really costing you?

If you must use payday loans make sure that you at least get the best payday loan that is available to you.
The different payday loan services charge castly different amounts, the amounts of interest that payday loan shops charge varies from 36% to 200%!

If you must take out a payday loan at least shop around, online payday loans can save you a lot of money in fees.

Make sure you read my article on Payday Loans .

Before you go and sign up for anything at all , please read my money section

Agony Aunt